Earn Your Money Back With BPI Debit Cards

Retrieved from: https://www.bpiexpressonline.com/

For those of you who are not aware of these promos, I want to share these to you so you can enjoy them as well until December 31, 2015. We still have 16 days to go , pals! Using your BPI Debit/ATM Cards , you can SHOP ANYWHERE for at least P2000  and enjoy a 3% MONEY BACK. Isn't it amazing? And for those of you who newly opened their BPI accounts starting  May 2015  and on wards, you can enjoy a 10% Rebate if you pay using your BPI Debit/ATM Card.

Please find below the details on how to avail and redeem the cash back and rebate rewards from BPI. 

3% Money Back ANYWHERE Promo Mechanics

1. The promo is open to all BPI, BPI Family Bank and BPI Direct Debit/ATM cardholders (Express Teller Blue, Express Teller Gold, Jumpstart, BPI Direct, BPInoy, BPI One Ayala and Ka-Negosyo).

2. Promo period is from September 1 – November 30, 2015. Extended until December 31, 2015* Redemption period is from September 1, 2015 to January 31, 2016. Extended until March 1, 2016*.

3. To qualify, cardholder should pay using his/her BPI, BPI Family Bank or BPI Direct Debit/ATM card via Express Payment System (E.P.S.) within the promo period for a minimum single receipt purchase of Php 2,000 anywhere.

4. Transaction should be approved through a point-of-sale (POS) card terminal.  Cash withdrawals through ATMs are NOT qualified to join the promo. 

5. To redeem the 3%, Debit cardholder must register ONCE his/her 16-digit Card Number through SMS using the following format:

     IM REG BPIDEBIT (space) <16-digit Card Number> and send to 09229996000 and/or 2256 for all telecommunication networks.

     Telecommunication charges worth Php 2.50 per SMS will apply.

Example: IM REG BPIDEBIT 5895591234567890

Note: 

- Card number as it appears on the face of the card. 

- Only one registration is required for joint accounts.

6. Cardholder will receive an SMS auto-reply to confirm receipt of his registration entry.

7. After validation of the registration entry, cardholder will receive an SMS within two (2) banking days from registration date:

     a. Successful registration

Cardholder will receive an SMS saying that the rebates earned on his/her qualified E.P.S. transactions will be automatically credited to his/her account within 2 banking days.  Rebate amount shall appear as “4360 Co. Credit” in cardholder’s statement of account.

     b. BPI will provide the reason for unsuccessful registration.

8. The maximum rebate a cardholder can get per month is Php 300. If rebate amount earned exceeds the maximum rebate cap, rebate amount will be dropped and will not be credited to cardholder’s account.

Note: Joint accounts will have shared rebate cap. The rebate cap counter covers transactions up to the last banking day of the month. It will automatically reset to zero the following day.

9. The rebate amount cannot be exchanged for other products or discounts.

10. In case of dispute, the decision of BPI with the concurrence of DTI shall be considered final. BPI has the right to reverse the credited rebate once transaction is found to be invalid.

11. For BPI / BPI Family Bank Easy Saver accounts, transaction fees on all debit transactions, including E.P.S., still apply.  Please refer to www.bpiexpressonline.com for complete list of service fees.

12. BPI is authorized to give necessary information to its third party contractor or agent to perform or complete the redemption process.

10% Rebate Promo Mechanics 

1. This promo is open to newly opened BPI, BPI Family Bank and BPI Direct accounts starting from May 2015.

2. To be eligible for the promo, a BPI, BPI Family Bank or BPI Direct Debit (ATM) cardholder (Express Teller Blue, Express Teller Gold, Jumpstart, BPI Direct, BPInoy, BPI One Ayala and Ka-Negosyo) should have first received an electronic coupon (eCoupon) via SMS from BPI.

3. The eCoupon entitles the cardholder to a one-time 10% Rebate, subject to a rebate cap of Php 200.00, on their first E.P.S. transaction after registration via SMS.

4. Registration period is from July 20, 2015 to October 15, 2015 only. Extended until December 31, 2015*.

5. Shopping period is from July 20, 2015 to December 31, 2015 only. Extended until January 31, 2016*.

6. Crediting period of 10% Rebate or Php200.00 rebate cap, whichever applies, is until January 8, 2016 only. Extended until February 8, 2016*.

7. To register, cardholder must reply via SMS using the same mobile number that received the eCoupon, with the appropriate syntax to 2256 (Globe) / 09229996000 (non-Globe).  

Details are as follows:

Syntax

IM ON EPSNOW (space) <16-digit Card Number >

Cardholder will receive an SMS confirming receipt of his/her registration entry. Telecommunication (VAS) charge worth Php 2.50 for each SMS will apply.

Example: IM ON EPSNOW 1234567891234567

*Note: 16-digit Card number as it appears in the front the card.

8. Each eCoupon is non-transferrable and each eligible mobile number that received the eCoupon can only register once.

9. A card number can only be used for registration to this promo once.

10. To avail of the 10% Rebate, cardholder must use his/her BPI, BPI Family Savings Bank and BPI Direct Debit (ATM) Card to pay through a Point of Sale (POS) terminal via the Express Payment System (E.P.S.). Cash withdrawals through ATMs are NOT qualified to join the promo.

11. The 10% rebate will only be applied to cardholder’s first E.P.S. transaction after the SMS confirmation of successful registration.

12. Cardholder will receive an SMS confirming his/her successful registration within 7 banking days.

13. The rebate amount cannot be exchanged for other products or discounts.

14. Rebate amount earned will be credited to the cardholder’s account within 30 banking days from the first eligible E.P.S. transaction. Client will receive an SMS from BPI should there be any delay in crediting of the rebate.

15. Cardholders may contest his/her rebate redemption (i.e. incorrect rebate amount credited, uncredited rebate amount, disqualified E.P.S. transaction) up to December 31, 2015. Extended until January 31, 2016*. For clarifications and complaints relative to this promo please call 89-100.

16. In case of dispute, the decision of BPI with the concurrence of DTI shall be considered final. BPI has the right to reverse the credited rebate once transaction is found to be invalid.

17. For BPI / BPI Family Bank Easy Saver accounts, transaction fees on all debit transactions, including E.P.S., still apply.  Please refer to www.bpiexpressonline.com for complete list of service fees.

18. BPI is authorized to give necessary information to its third party contractor or agent to perform or complete the redemption process.

That's it! Although P300 is  not that much, but who will give you such amount of money nowadays?

Remember, " Dishonest money dwindles away, but whoever gathers money little by little makes it grow." Proverbs 13:11

Merry Christmas!